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山猫掘金
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Summary of Wealth Mindset and Actions
T. Harv Eker emphasizes that to achieve a higher level of life, one must step out of their comfort zone and embrace discomfort. The article offers a series of principles and actions aimed at redefining one's understanding of wealth and actively pursuing financial success.
Changing Wealth Mindset
- Always maintain a positive mindset towards wealth.
- Understand that your income will only grow to the level you desire.
- Be aware of the cost of every thought in your mind; choose wisely as they can either be investments or expenses towards happiness and achievement.
Acting Like the Wealthy
- Avoid blaming, making excuses, or complaining as these habits sabotage wealth-building opportunities.
- Reflect daily on successes and failures to take responsibility for your life and identify beneficial strategies.
Setting Ambitious Goals
- Aim to be wealthy, not just comfortable or able to pay bills.
- Commit fully to becoming rich, with a warrior's mindset that accepts no excuses or failure.
- Believe that the universe will align to help those who wholeheartedly pursue their goals.
Utilizing Talents and Opportunities
- The happiest people fully utilize their talents and share them with others.
- Think and act big to achieve wealth and a sense of accomplishment.
- Identify and amplify your talents, focusing on what you can do better than others.
- Wealthy people focus on opportunities, while the less affluent focus on obstacles.
Practical Wealth-Building Advice
- Concentrate on earning, saving, and investing money.
- Network with successful and positive individuals to maintain an optimistic outlook.
- Promote your valuable services to help others and earn significantly.
- Focus on goals rather than problems.
- Believe in your worth and live according to that belief.
- Consider the concept of a "steady paycheck" a barrier to earning more.
Income Strategies and Asset Building
- Explore becoming your own boss or working in a performance-based job if your current job doesn't reward performance.
- Believe in having both wealth and happiness simultaneously.
- Measure wealth by net worth, not just income, and focus on increasing income, savings, investments, and reducing expenses.
- Allocate income wisely across different accounts for investment, play, long-term savings, education, necessities, and giving.
Passive Income and Wealth Mindset
- Without passive income, there can be no financial freedom; explore various sources, such as rental properties, royalties, or automated businesses.
- Understand that wealthy individuals work hard, save, and invest to eventually not have to work, while the poor work hard and spend all their earnings.
- Wealthy people act despite fear, while the less wealthy may be paralyzed by it.
- Embracing difficult tasks leads to an easier life; avoiding them leads to hardship.
- You will continue to get what you've always got if you continue doing what you've always done.
- Wealthy people believe in the sequence of becoming, doing, and then having, unlike the less affluent who think in reverse order.
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